Let’s face it, the economy sucks. And our government is not making it any better – which is incidentally exactly what the government’s job should be when meddling with the economy: to screw it up.

Now, I am all for a level playing field and ensuring that rules are in place to allow for fair competition. But I am also for giving an advantage to the home team – and our economy has been failing miserably in this regard for well over a decade now (so no, Barack, this is not just Bush’s failed economic policies.)

Without launching into a tirade, the likes of which I would only mess up the details and misconstrue facts, I figured it would be most prudent to justify my own minute economy. After all, just like the macrocosm, my economy too is based heavily on debt production. This is the problem, and why inflation continues to eat up all of our dollars.

The best way to live life is debt free – after all, can a man truly claim himself to be free if he is saddled with debt? No, his master is the latest debt he has created to which he owes, owes, owes. And off to work he goes, goes, goes.

So I am convinced by various authors out there who are propounding us to get off our debt-addicted lifestyles. How could we not give in to this temptation if, after all, this is how our economy functions and “thrives”? I placed that last bit in quotes because the entire system is based on this notion of getting a quick payout – no one cares if they can afford it or not. And our economy continues to falter.

This isn’t just about America though, no. The entire world is suffering from bad lending and too much credit. The US, as bad off as we are, will probably not be as bad as in other places. If we are to really make change here – stop thinking it will happen based on who you allow to serve you in the White House. It isn’t the man you choose to represent your beliefs and wishes that will change anything for you. Instead, it is YOU who will make that change, and it is YOU who will not only benefit from it but together, we can all change the world.

I know, sounds corny. But getting over our debts individually is the first step. And that is where I intend to get myself: debt free. Truly, a free man.